Established in 1904, even before the launch of the Official Pension Plan in our country, the pension fund for Banco do Brasil employees, known as Previ, is among the largest pension funds in Latin America. With a history stretching back over a century, Previ has always existed with one single purpose: to take care of our people's future.
Previ is a closed supplementary pension entity, and its participants are employees of Banco do Brasil and its own staff. The Institution works to ensure additional security benefits to its participants, in order to improve the quality of life of its beneficiaries and dependents.
Previ is mostly funded by contributions of Banco do Brasil’s employees and the Bank itself, as the employer. Such funds are invested in a diversified manner, following our Investment Policy, which is strictly reviewed on an annual basis to meet the needs of each benefit plan and always aiming to fulfill the purpose of Previ: to ensure the payment of benefits to all of us associates in an efficient, safe and sustainable manner.
Previ's organizational structure is composed of management and control bodies with different roles, which constitute the Corporate Governance system. These bodies are the Executive Board, the Executive Council, the Fiscal Council and the Audit Committee.
The Executive Board consists of six members: Chief Executive Officer, Chief Investment Officer, Equity Director, Security Director, Planning Director and Management Director. The first three are appointed by Banco do Brasil, while the last three are elected by participants and beneficiaries. Check out their resumes:
José Maurício Pereira Coelho - Chief Executive Officer with term of office ending on 05/31/2022
José Maurício holds a degree in Accounting and an MBA in Finance and Capital Markets, in addition to having attended a Corporate Governance Postgraduate Program. At BB, he served as Vice President of Financial Management and Investor Relations, Finance Director and Capital Markets Director, among other positions. He was CEO of BB Seguridade until July 2018.
Márcio de Souza - Management Director with term of office ending on 05/31/2022
Márcio de Souza is a Law graduate with an MBA in Project Management. He is an ICSS-certified pension fund manager. He joined BB in 1981. He has been at Previ since 2004, where he worked in the Benefit Management Division as an Executive Manager. He led the division that developed and implemented Previ Futuro's concession & benefits system. He coordinated the Working Group on the Amendments to the Bylaws, which brought back the direct election for director and created the plan-based advisory councils. He was director of the Petrópolis Bank Workers’ Union.
Márcio Otávio Wagner - Chief Investment Officer with term of office ending on 06/02/2024
Career employee of Banco do Brasil, Marcelo Otávio Wagner holds a degree in Business Management from Universidade São Francisco (SP) and a post-graduate degree in Finance from Fundação Getúlio Vargas (SP). He has taken extension courses in Corporate Risk Management and Pension Fund Management. He worked at BB in London for five years, after working for six years in Banco do Brasil’s Credit Division. Before joining Previ, he held the position of Chief Financial Officer at Brasilprev since 11/2017, where he had also held the role of Chief Investment Planning and Risks Officer for 10 years.
Denísio Augusto Liberato Delfino - Equity Director with term of office expiring on 06/02/2024
Denísio Augusto Liberato Delfino holds a degree in Economics from the Federal University of Viçosa (MG) and a Master's and PhD in Economics from Fundação Getúlio Vargas (FGV). He joined the Bank in 2000 and, from 2017 to 2020, he served as Executive Manager in the Capital Markets and Infrastructure Division (Dimec). He was Executive Manager of the Corporate Governance Board (2015-2017), and worked as an economist and strategist (2008-2012) at Banco do Brasil's Private Bank, in São Paulo. Between 2002 and 2007, he also worked at the International Board in São Paulo and at the Finance Board in Brasília. From 2013 to 2015 he was assigned to the Federal Government to work at the Economic Policy Department of the Ministry of Finance. He is a professor at IDP and FGV, teaching for the executive courses in Brasília and São Paulo.
Paula Regina Goto - Planning Director with term of office ending on 05/31/2022
Paula Goto has a postgraduate degree in Business Management, an MBA in Finance, a specialization in Agribusiness Management, a Master's in Social Sciences and is currently a PhD student in Project Management. She has both the ICSS and Anbima (CPA 20) investment certifications. Manager at BB, she worked in the branch network and at the tactical and strategic levels in the states of Paraná, São Paulo, Tocantins, Pará, Ceará and the Federal District. She was Head of the Supervisory Board of ANABBPREV. She is the first woman to hold the office of Director at Previ after 1998.
Wagner de Souza Nascimento - Security Director with term of office ending on 06/02/2024
Wagner holds a graduate degree in Business Administration from Universidade Federal de Viçosa and a postgraduate degree in Social Security Management, Auditing and Controllership. He has a wide experience in accounting, administration and public management and is certified by the ICSS as a Pension Fund Administrator. A BB employee since 2002, Wagner was elected to hold office as Advising Counselor at Previ Futuro and was responsible for heading the collegiate body. He has also been an Executive Counselor at Previ for the past four years and coordinated the BB Employees Committee between June 2014 and July 2019. Director of the Bank Workers Union for the Belo Horizonte & surroundings area, he left office at that entity to take over at Previ.
Previ's headquarters are located in the city of Rio de Janeiro, Brazil. Our address is Praia de Botafogo, 501, 3rd and 4th floors, Botafogo, Rio de Janeiro (RJ). Zip Code 22250-040
Do you want to know more about Previ? Check out these documents about us: